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HVAC Financing

We work with various institutions to help you achieve your home improvement goals without breaking the bank.
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Financing with Silver Spur
Smart, Flexible Financing for Every problem or Need

Financing your new air conditioning and heating system online should be easy. That’s why we have included several of our most popular options below. Each of the following lenders offers different programs for different credit ranges.

We offer financing for as little as 0% APR (with approved credit), and deferred payments and have options for less-than-perfect credit scores.

Simply choose an option that best suits your credit profile, click the link below the appropriate description, and follow the prompts. If you have any questions regarding prices or any information needed to complete an application, please feel free to call or Schedule Service below.

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Call (833) 510-6177
Silver Spur HVAC Financing Options
Fast & Easy! Get Pre-Approved Now

Getting the comfort you need shouldn’t come with financial stress. That’s why our financing pre-approval process is fast, easy, and worry-free—it only takes a few minutes to complete and won’t impact your credit score. You’ll receive multiple offers from trusted lenders, giving you the freedom to choose the plan that works best for your budget. No pressure, no hard credit pull—just flexible options to help you move forward with confidence.

See Your Financing Options
Flexible Financing, Made Simple

We believe comfort should be affordable—no matter the season. That’s why Silver Spur offers easy financing options to help you get the HVAC or plumbing services you need without the upfront burden.

Whether you’re replacing an aging AC system, installing a new water heater, or handling a major repair, our financing pre-approval takes just minutes—with no hard credit check and zero obligation to commit. You’ll get real-time offers from multiple trusted lenders, so you can compare, choose, and move forward with confidence.

Use this calculator to estimate your monthly payment based on your project needs.
✅ No impact to your credit
✅ Multiple lender offers
✅ Fast, secure, and 100% online

Estimate Your Payment Now ➤

Want help choosing the best financing plan? Give us a call—we’re happy to walk you through it.
Because at Silver Spur, your comfort is our top priority!