HVAC Financing Options – Affordable Heating & Cooling Solutions in Texas

Credit Human is our preferred lender and a not-for-profit, 100% member-owned, and member-governed federal credit union serving members across the United States.

Plans include

• Same-as-Cash (No Payments)
• Same-as-Cash (With Payments)
• Installment Loans from 5 Years to 15 Years

Foundation Finance is a nationally licensed lender for customers with fair to excellent credit. They have a “one-size-fits-all” solution with simple interest fixed rates plans, 0 money down and the lowest monthly payments. We recommend applying with them if your credit is between 600 to 800+.

First Financial is a local licensed lender and for customers with excellent credit. They have local brick-and-mortar branches and offer over 20 different programs to suit your needs. We recommend applying with them if you have excellent credit and want a short term, 0% option.

Service Finance is a nationally licensed lender for customers with fair to good credit. They offer over 50 different programs to fit your needs. We recommend applying with them if you have good to excellent credit.

Chowder Financial offers the lowest payments in the industry for credit challenged homeowners for your new A/C system or repair. Payments are as low as ½ of other competitors. Fill out a quick application and see how much you can save on your monthly payment. You will not be turned down due to your credit score!

Breeze Lease Purchase is a certified lease-purchase solutions provider for consumers with poor to bad credit. This is a lender that does not require a credit check. Use this option if your credit is a 620 or below.